---
description: Get detailed information about Xero and how it can help you meet your business needs. Learn more about Xero price, benefits, and disadvantages for businesses in Singapore.
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title: Xero Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Compliance Software](/directory/30110/compliance/software) > [Xero](/software/169561/xero)

# Xero

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> Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry.
> 
> Verdict: Rated **4.4/5** by 3299 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Xero?

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.4/5** | 3299 Reviews |
| Ease of Use | 4.4/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Xero
- **Founded**: 2006

## Commercial Context

- **Starting Price**: US$25.00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: Xero offers three pricing plans (Early, Growing, Established) with monthly billing and flat-rate pricing in USD. A 30-day free trial is available, but a credit card is required. Discounts and promotions are available for new customers.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States

## Features

- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Budgeting/Forecasting
- Case Management
- Client Management
- Client Portal
- Consolidation/Roll-Up
- Customer Statements
- Customizable Invoices
- Data Import/Export
- Delivery Management
- Direct Deposit
- Document Management
- Due Date Tracking
- Estimating
- Expense Tracking
- Financial Analysis
- Financial Reporting
- Fund Accounting
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Invoice Management
- Invoice Processing
- Mobile Payments
- Monitoring
- Order Management
- Order Tracking
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Profit/Loss Statement
- Project Management
- Quotes/Estimates
- Real-Time Data
- Receipt Management
- Receivables Ledger
- Reimbursement Management
- Status Tracking
- Task Management
- Tax Calculation
- Tax Compliance
- Time & Expense Tracking
- Time Tracking
- Transaction Management
- Trust Accounting
- W-2 Preparation

... and 54 more features

## Integrations (147 total)

- A2X
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule

... and 132 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Compliance Software](https://www.capterra.com.sg/directory/30110/compliance/software)

## Related Categories

- [Accounting Software](https://www.capterra.com.sg/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.com.sg/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.com.sg/directory/30521/accounts-receivable/software)
- [Construction Accounting Software](https://www.capterra.com.sg/directory/20003/construction-accounting/software)
- [School Accounting Software](https://www.capterra.com.sg/directory/20015/school-accounting/software)

## Alternatives

1. [QuickBooks Online](https://www.capterra.com.sg/software/141374/quickbooks-online) — 4.3/5 (8462 reviews)
2. [QuickBooks Enterprise](https://www.capterra.com.sg/software/46497/quickbooks-enterprise) — 4.5/5 (20650 reviews)
3. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (2045 reviews)
4. [Sage Intacct](https://www.capterra.com.sg/software/76/intacct) — 4.3/5 (687 reviews)
5. [QuickBooks Desktop](https://www.capterra.com.sg/software/173879/quickbooks-desktop-pro) — 4.4/5 (2560 reviews)

## Reviews

### "Bank feed not working as advertised" — 1.0/5

> **Adrien** | *9 March 2026* | Real Estate | Recommendation rating: 0.0/10
> 
> **Pros**: Simplicity and ease of set-up. Problem is product does not work as advertised and Xero does not want to fix.
> 
> **Cons**: Bank integration does not work as advertised. Information comes truncated. Although they acknowledge the issue, Xero does not want to take ownership of fixing it. In short, they sell something they don't deliver. This is scamming customers.
> 
> Very poor, we are considering switching to another solution, one that delivers what it advertises it does and with a product team that takes ownership when it falls short.

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### "Xero- great accounting package" — 5.0/5

> **Neil** | *27 August 2024* | Human Resources | Recommendation rating: 10.0/10
> 
> **Pros**: Functionality, we can run multiple bank accounts and work across many countries.
> 
> **Cons**: Nothing really, it is quite intuitive to use
> 
> Very good, we would not change it for anthing

-----

### "Xero is ok" — 5.0/5

> **Debbie** | *3 January 2026* | Accounting | Recommendation rating: 8.0/10
> 
> **Pros**: The dashboard is easy to use, the reporting functions work well, and I’m not aware of any bugs or issues. Recording transactions is straightforward, and keeping bank activity up to date is simple.
> 
> **Cons**: It does not offer good value for money compared with competitor products, and customer support is not available by telephone. As a partner, commission opportunities are limited, and payments are taken by direct debit.
> 
> I’m generally happy with Xero. It’s very easy to use and integrates well with other products, though often at an additional cost. Its reporting features are somewhat limited, but they’re sufficient for what I need.

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### "User-Friendly Interface" — 4.0/5

> **Cecilia** | *26 May 2026* | Religious Institutions | Recommendation rating: 9.0/10
> 
> **Pros**: The dashboard is clean, modern, and easy to navigate even if you have no formal accounting background.
> 
> **Cons**: Xero’s subscription tiers have increased in cost, which can become expensive for users. The built-in reporting can feel slightly basic if you need advanced customization.
> 
> simplifies daily bookkeeping with intuitive features, real-time bank feeds, and seamless third-party integrations.

-----

### "Beware of the system" — 1.0/5

> **Chloe** | *3 June 2026* | Accounting | Recommendation rating: 0.0/10
> 
> **Pros**: Xero is good for bank account reconciliation when it syncs with your account. It is good for testing as it has a demo company you can always reach
> 
> **Cons**: Xero compared to other softwares add five extra steps when there only needs to be one. The tax set up is horrible and pulls up many errors. Everything goes to a suspense account that needs manual clearing and integrations are blocked so you have to approve them in Xero as well
> 
> My overall experience with Xero is that it used to be one of the cheaper options for small businesses and it can be good for accounts with very little traffic. However other subscriptions are better for the price point.

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## Links

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